Types of investing

What kind of investor do you aspire to be? While there isn't a one-size-fits-all approach to investing, there are strategies that can help you make investments align with your goals. It's important to distinguish between get-rich-quick schemes, trading, and speculating, which may work for a few individuals but are generally not suitable for the average person. Investing, on the other hand, requires patience and dedication but can provide sustainable returns over time.

When it comes to investing, it's crucial to have a long-term perspective. It's realistic to anticipate a minimum investment horizon of 3 to 5 years for any investment to bear fruit, and ideally, you should be willing to commit for many more years. This extended timeframe allows your investments to benefit from compounding growth and potentially yield substantial rewards.

By adopting a patient and long-term approach to investing, you set yourself up for success. It's important to remember that investing is not a quick fix, but rather a journey that unfolds gradually and consistently. Embrace the process, remain committed, and let time work in your favour.


Financial compounding is the snowball effect of reinvesting earnings or interest, resulting in exponential growth of your investments over time. It’s the key to turning small amounts into substantial wealth. Read More

Money coins compounding Money coins compounding
Passive and Streaming Income

Passive income is earned with minimal effort or ongoing involvement, such as from investments, royalties, or rental properties. Streaming income involves continuous earnings from digital services like blogging, vlogging, and subscription-based content creation, often used by digital nomads. Read more

Passive income main collecting coins from laptopPassive income main collecting coins from laptop

Diversification is a risk management strategy that involves spreading investments across various assets to reduce overall risk. By holding a mix of alternative types of investments, the potential impact of poor performance in any single asset is minimized. Read More

Diversification chartDiversification chart
Speculating vs Investing

Investing involves deploying capital into assets with a calculated expectation of generating returns over the long term based on fundamentals. Speculation, on the other hand, entails making high-risk bets on short-term price movements without the same level of underlying analysis or predictability. Read More

Investment vs Speculation, money bag, dice gambleInvestment vs Speculation, money bag, dice gamble

Debt as an investment involves using borrowed funds to generate returns that exceed the cost of borrowing. It can be a strategic financial decision if the return on the investment outweighs the interest paid on the debt. Read More

Debt, money clamped in walletDebt, money clamped in wallet